:root{--navy:#101f30;--ink:#263543;--muted:#56636e;--line:#d7dfe6;--gold:#c7a87c;--surface:#f6f8fa;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;font-synthesis:none}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;min-width:320px;font-size:16px;line-height:1.7}
a{color:#24495c;text-underline-offset:3px}
a:hover{text-decoration-thickness:2px}
button,input,textarea{font:inherit}
button{cursor:pointer}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
.skip-link{position:absolute;left:12px;top:-80px;z-index:20;background:#fff;padding:8px 14px}
.skip-link:focus{top:12px}
.site-header{background:var(--navy);color:#fff}
.header-inner{max-width:1420px;margin:auto;min-height:96px;padding:18px 42px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:inline-flex;align-items:center;gap:14px;color:#fff;text-decoration:none;font-size:25px;font-weight:700;line-height:1.1;white-space:nowrap}
.brand img{display:block;width:38px;height:38px;object-fit:contain}
.primary-nav{display:flex;align-items:center;justify-content:flex-end;flex-wrap:wrap;gap:20px}
.primary-nav a{color:#e7edf2;text-decoration:none;font-size:13px;line-height:1.4;white-space:nowrap}
.primary-nav a:hover,.primary-nav a[aria-current=page]{color:#fff;text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:7px}
.menu-toggle{display:none}
.hero{color:#fff;background:#091626 url('/assets/hero.jpg') center center/cover no-repeat;min-height:280px;display:grid;place-items:center;text-align:center;position:relative}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,18,32,.17),rgba(7,18,32,.1))}
.hero-inner{position:relative;max-width:1000px;padding:58px 24px 66px}
.hero h1{font-size:clamp(36px,4.5vw,58px);font-weight:500;letter-spacing:-.04em;line-height:1.12;margin:0 0 17px}
.hero p{font-size:clamp(17px,1.7vw,21px);line-height:1.45;margin:0;color:#f3f6fa}
.hero--home{min-height:390px;background-image:url('/assets/brokerage-hero.webp');background-position:center center;text-align:left;place-items:center start}
.hero--home:before{background:linear-gradient(90deg,rgba(7,18,32,.22) 0%,rgba(7,18,32,.12) 55%,rgba(7,18,32,.04) 100%)}
.hero--home .hero-inner{width:min(100%,1420px);max-width:1420px;margin:auto;padding:68px 42px 75px}
.hero--home h1,.hero--home p{max-width:670px}
.hero--utility{min-height:248px;background-image:url('/assets/brokerage-hero.webp');background-position:center 56%}
.hero--utility:before{background:linear-gradient(90deg,rgba(7,18,32,.78),rgba(7,18,32,.55))}
.hero--legal{min-height:208px;background:#14273a;text-align:left;place-items:center start}
.hero--legal:before{background:linear-gradient(110deg,rgba(6,20,35,.18),rgba(19,46,65,.68))}
.hero--legal .hero-inner{width:min(100%,1120px);max-width:1120px;margin:auto;padding:43px 34px 48px}
.hero--legal h1{font-size:clamp(34px,4vw,48px);margin-bottom:7px}
.hero--legal p{color:#cad8e1;font-size:16px}
.hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:22px;margin-top:27px}
.hero-button{display:inline-flex;align-items:center;justify-content:center;min-height:49px;padding:11px 23px;border-radius:3px;background:#f1f4f6;color:#152d40;text-decoration:none;font-size:15px;font-weight:700}
.hero-button:hover{background:#fff}
.hero-link{color:#fff;font-size:15px;font-weight:700;text-underline-offset:6px}
.hero-note{display:block;margin-top:16px;color:#d7e1e9;font-size:13px}
.content{max-width:900px;margin:0 auto;padding:68px 34px 90px}
.content--wide{max-width:1120px}
.content--wide>.section:not(.service-overview),.content--wide>.feature-grid:not(.service-detail-grid){max-width:900px;margin-left:auto;margin-right:auto}
.content.narrow{max-width:850px}
.content--utility{max-width:1120px;padding-top:58px;padding-bottom:90px}
.utility-intro{max-width:760px;margin-bottom:31px}
.utility-intro h2{font-size:clamp(27px,3vw,35px);margin-bottom:10px}
.utility-intro p:last-child{font-size:17px;color:var(--muted);margin-bottom:0}
.utility-grid{display:grid;grid-template-columns:minmax(0,1.28fr) minmax(270px,.72fr);gap:25px;align-items:start}
.request-form.form-card{max-width:none;margin:0;border:1px solid var(--line);border-top:3px solid var(--gold);padding:28px 31px 32px;background:#fff}
.form-card h3{font-size:22px;margin:0 0 4px}
.form-lead{color:var(--muted);font-size:14px;line-height:1.6;margin:0 0 15px}
.utility-panel{background:#f4f7f9;border:1px solid #e1e8ed;padding:28px 28px 30px}
.utility-panel h2{font-size:22px;margin-bottom:19px}
.utility-panel address{font-style:normal;line-height:1.8;margin-bottom:20px}
.utility-panel p{margin-bottom:0}
.panel-label{display:block;color:var(--muted);font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;margin-bottom:3px}
.panel-note{border-top:1px solid #d7dfe6;margin-top:23px!important;padding-top:20px;font-size:14px;line-height:1.65;color:#4a5c69}
.review-steps{list-style:none;counter-reset:review;padding:0;margin:0}
.review-steps li{counter-increment:review;display:grid;grid-template-columns:30px 1fr;column-gap:10px;margin-bottom:19px}
.review-steps li:before{content:counter(review,decimal-leading-zero);grid-row:span 2;font-size:13px;font-weight:700;color:#8c6b44;padding-top:3px}
.review-steps strong{display:block;font-size:15px;line-height:1.5}
.review-steps span{display:block;color:var(--muted);font-size:14px;line-height:1.55}
.section{margin:0 0 70px}
.section:last-child{margin-bottom:0}
h2{font-size:23px;line-height:1.3;letter-spacing:-.02em;color:#1b3344;margin:0 0 18px}
h3{font-size:17px;line-height:1.4;color:#223644;margin:26px 0 6px}
p{margin:0 0 17px}
.intro{margin-bottom:52px}
.content--wide .intro{max-width:900px;margin-left:auto;margin-right:auto}
.eyebrow{color:#6b6154;font-size:12px;font-weight:700;letter-spacing:.12em;line-height:1.5;text-transform:uppercase;margin:0 0 12px}
.service-overview>h2{font-size:clamp(29px,3.2vw,39px);margin-bottom:16px}
.section-lead{max-width:760px;font-size:18px;line-height:1.6;margin-bottom:30px}
.service-cards{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.service-card{border:1px solid var(--line);border-top:3px solid var(--gold);background:#fff;padding:26px 28px 28px;min-width:0}
.service-card-label{display:block;color:var(--muted);font-size:12px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;margin-bottom:12px}
.service-card h3{font-size:22px;line-height:1.3;margin:0 0 13px}
.service-card p{margin-bottom:20px}
.service-card a{font-weight:700}
.service-detail-grid{gap:22px;margin-bottom:55px}
.service-detail-grid section{border:1px solid var(--line);border-top:3px solid var(--gold);padding:25px 28px 16px;scroll-margin-top:30px}
.service-detail-grid .eyebrow{margin-bottom:8px}
.service-detail-grid h2{font-size:22px}
.editorial-image{margin:0 0 70px;overflow:hidden;border:1px solid var(--line);border-radius:4px;background:var(--navy)}
.editorial-image img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}
.editorial-image figcaption{background:#fff;color:var(--muted);font-size:11px;line-height:1.5;letter-spacing:.02em;padding:7px 12px;text-align:right}
.text-link{font-weight:600}
.feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:58px;margin:0 0 90px}
.feature-grid section{min-width:0}
.feature-grid h2{font-size:21px}
.steps{padding-left:22px;margin:0 0 18px}
.steps li{padding-left:10px;margin:0 0 13px}
.faq h3{margin:25px 0 2px}
.faq h3:first-of-type{margin-top:0}
.faq p{margin-bottom:14px}
.risk{border-top:1px solid var(--line);padding-top:34px}
.request-form{display:grid;grid-template-columns:1fr;gap:8px;max-width:620px;margin:30px auto 10px}
.request-form>label:not(.checkbox-row){font-weight:700;font-size:15px;margin-top:8px}
.request-form input:not([type=checkbox]),.request-form textarea{border:1px solid #aebcc8;border-radius:3px;width:100%;background:#fff;color:var(--ink);padding:12px 14px;min-height:48px}
.request-form textarea{resize:vertical;min-height:140px}
.request-form input:focus,.request-form textarea:focus{border-color:#24495c}
.checkbox-row{display:flex;align-items:flex-start;gap:10px;margin:16px 0 12px;font-size:14px;line-height:1.6}
.checkbox-row input{width:18px;height:18px;margin:3px 0 0;flex:0 0 auto}
.cf-turnstile{margin:6px 0 10px;min-height:66px}
.button{justify-self:start;min-width:190px;border:0;border-radius:3px;background:var(--navy);color:#fff;font-weight:700;padding:12px 23px;margin-top:12px;min-height:49px}
.button:hover{background:#24495c}
.button:disabled{opacity:.55;cursor:wait}
.form-status{padding:14px 17px;border-left:4px solid #4e7c64;background:#eef6f0;color:#183c2a;line-height:1.55;margin:8px 0}
.form-status.error{border-left-color:#ae4f43;background:#fdf1ef;color:#742f28}
.form-status[hidden]{display:none}
.small{font-size:14px;color:var(--muted);line-height:1.6}
.honeypot{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}
.legal{max-width:810px!important;padding-top:59px}
.legal h2{margin-top:44px;margin-bottom:15px}
.legal h2:first-child{margin-top:0}
.legal p,.legal ol{margin-bottom:17px}
.legal ol{padding-left:25px}
.legal li{padding-left:5px;margin-bottom:8px}
.site-footer{border-top:1px solid #e8eaf0;background:#f5f7f9;color:#485663;font-size:13px}
.footer-inner{max-width:1100px;margin:auto;padding:39px 34px 35px}
.footer-grid{display:grid;grid-template-columns:minmax(0,2fr) minmax(0,1fr);gap:36px}
.footer-grid strong{display:block;color:#1b3344;font-size:16px;margin-bottom:12px}
.footer-grid p{margin:0 0 10px}
.footer-grid nav{display:flex;flex-direction:column;align-items:flex-start;gap:5px}
.footer-inner a{color:#485663}
.footer-risk{border-top:1px solid #d7dfe6;padding-top:20px;margin:26px 0 0;color:#596671;max-width:900px}
@media(max-width:930px){.header-inner{padding:18px 26px;min-height:82px}.brand{font-size:22px}.primary-nav{gap:13px}.primary-nav a{font-size:12px}}
@media(max-width:760px){.header-inner{min-height:75px;flex-wrap:wrap;padding:15px 20px}.brand{font-size:21px}.brand img{width:34px;height:34px}.menu-toggle{display:block;margin-left:auto;background:transparent;color:#fff;border:1px solid #8d9bab;border-radius:3px;padding:6px 12px;font-size:14px}.primary-nav{display:none;width:100%;flex-direction:column;align-items:stretch;gap:0;padding:12px 0 3px}.primary-nav.open{display:flex}.primary-nav a{display:block;padding:10px 2px;font-size:15px;border-top:1px solid rgba(255,255,255,.12)}.hero{min-height:245px}.hero-inner{padding:52px 22px}.hero--home{min-height:360px;background-position:right center}.hero--home:before{background:linear-gradient(90deg,rgba(7,18,32,.68),rgba(7,18,32,.47))}.hero--home .hero-inner{padding:54px 24px}.hero--utility{min-height:210px}.hero--legal{min-height:170px}.hero--legal .hero-inner{padding:36px 24px 40px}.content{padding:46px 24px 68px}.content--utility{padding-top:43px}.utility-grid{grid-template-columns:1fr}.utility-panel{padding:24px}.form-card{padding:24px}.service-cards{grid-template-columns:1fr}.service-card{padding:23px 24px}.service-detail-grid section{padding:22px 23px 12px}.editorial-image{margin-bottom:48px}.feature-grid{grid-template-columns:1fr;gap:35px;margin-bottom:60px}.section{margin-bottom:52px}.footer-grid{grid-template-columns:1fr;gap:26px}.footer-inner{padding:34px 24px}}
@media(max-width:480px){.hero h1{font-size:35px}.hero p{font-size:16px}.content{padding-left:20px;padding-right:20px}.cf-turnstile{transform-origin:left top;max-width:100%}}